<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
  xmlns:dc="http://purl.org/dc/elements/1.1/"
  xmlns:atom="http://www.w3.org/2005/Atom">
  <channel>
    <title>National Health Underwriters — Insurance News</title>
    <link>https://nationalhealthunderwriters.com/insurance-news/</link>
    <description>NEWS category — real, dated insurance/coverage events only (WebSearch-verified: CMS rules, court rulings, market moves)</description>
    <language>en-US</language>
    <lastBuildDate>Tue, 01 Sep 2026 04:29:48 GMT</lastBuildDate>
    <atom:link href="https://nationalhealthunderwriters.com/insurance-news/feed.xml" rel="self" type="application/rss+xml" />
    <category>Insurance News</category>
    <item>
      <title>UnitedHealth Raised Its 2026 Forecast as Cost Ratio Cooled to 86.7 Percent</title>
      <link>https://nationalhealthunderwriters.com/insurance-news/unitedhealth-q2-2026-earnings-forecast/</link>
      <guid isPermaLink="true">https://nationalhealthunderwriters.com/insurance-news/unitedhealth-q2-2026-earnings-forecast/</guid>
      <description><![CDATA[UnitedHealth's Q2 2026 medical cost ratio hit 86.7% and guidance rose to $19.50-$20.00 EPS. What the insurer's recovery quarter signals for 2027 plan…]]></description>
      <pubDate>Thu, 06 Aug 2026 04:00:00 GMT</pubDate>
      <dc:creator>Renata Silva</dc:creator>
      <category>Insurance News</category>
      <enclosure url="https://nyc3.digitaloceanspaces.com/vuga/articles/images/ad588079bfb799acc53b25d6/1200w.webp" type="image/jpeg" length="0" />
    </item>
    <item>
      <title>AHIP and Blue Cross Blue Shield Pledged New Prior Authorization Reforms</title>
      <link>https://nationalhealthunderwriters.com/insurance-news/ahip-bcbsa-prior-authorization-reform-june-2026/</link>
      <guid isPermaLink="true">https://nationalhealthunderwriters.com/insurance-news/ahip-bcbsa-prior-authorization-reform-june-2026/</guid>
      <description><![CDATA[AHIP and BCBSA announced new prior authorization reforms in late June 2026. What the pledges cover, and how to use them in an appeal with your own plan.]]></description>
      <pubDate>Wed, 15 Jul 2026 04:00:00 GMT</pubDate>
      <dc:creator>Renata Silva</dc:creator>
      <category>Insurance News</category>
      <enclosure url="https://nyc3.digitaloceanspaces.com/vuga/articles/images/cf98cd9f65f5401ffff8ed63/1200w.webp" type="image/jpeg" length="0" />
    </item>
    <item>
      <title>MedPAC&apos;s June Report Lands With Medicare Advantage at 55 Percent</title>
      <link>https://nationalhealthunderwriters.com/insurance-news/medpac-june-2026-report-medicare/</link>
      <guid isPermaLink="true">https://nationalhealthunderwriters.com/insurance-news/medpac-june-2026-report-medicare/</guid>
      <description><![CDATA[MedPAC delivered its June 2026 report to Congress with MA at 55 percent of beneficiaries. What the commission's recommendations could mean for your…]]></description>
      <pubDate>Mon, 22 Jun 2026 04:00:00 GMT</pubDate>
      <dc:creator>Renata Silva</dc:creator>
      <category>Insurance News</category>
      <enclosure url="https://nyc3.digitaloceanspaces.com/vuga/articles/images/5d19ee2da5503cf62b741226/1200w.webp" type="image/jpeg" length="0" />
    </item>
    <item>
      <title>UnitedHealth&apos;s Q1 2026 Cost Ratio Eased to 83.9 Percent</title>
      <link>https://nationalhealthunderwriters.com/insurance-news/unitedhealth-q1-2026-medical-cost-ratio/</link>
      <guid isPermaLink="true">https://nationalhealthunderwriters.com/insurance-news/unitedhealth-q1-2026-medical-cost-ratio/</guid>
      <description><![CDATA[UnitedHealth reported an 83.9% medical cost ratio for Q1 2026, 90 bps better year over year. What the improvement signals for 2027 premiums and MA…]]></description>
      <pubDate>Sat, 30 May 2026 04:00:00 GMT</pubDate>
      <dc:creator>Renata Silva</dc:creator>
      <category>Insurance News</category>
      <enclosure url="https://nyc3.digitaloceanspaces.com/vuga/articles/images/57f1c3db9d764323e8d0b01c/1200w.webp" type="image/jpeg" length="0" />
    </item>
    <item>
      <title>CMS Launched an Electronic Prior Authorization Push on May 6</title>
      <link>https://nationalhealthunderwriters.com/insurance-news/cms-electronic-prior-authorization-initiative-2026/</link>
      <guid isPermaLink="true">https://nationalhealthunderwriters.com/insurance-news/cms-electronic-prior-authorization-initiative-2026/</guid>
      <description><![CDATA[CMS announced an electronic prior authorization initiative on May 6, 2026. How digital request trails work, plus denial-rate numbers every patient should…]]></description>
      <pubDate>Fri, 08 May 2026 04:00:00 GMT</pubDate>
      <dc:creator>Renata Silva</dc:creator>
      <category>Insurance News</category>
      <enclosure url="https://nyc3.digitaloceanspaces.com/vuga/articles/images/09e0184b8232e90a168d167b/1200w.webp" type="image/jpeg" length="0" />
    </item>
    <item>
      <title>CMS Finalizes 2.48 Percent Medicare Advantage Rate Increase for 2027</title>
      <link>https://nationalhealthunderwriters.com/insurance-news/cms-2027-medicare-advantage-rate-announcement/</link>
      <guid isPermaLink="true">https://nationalhealthunderwriters.com/insurance-news/cms-2027-medicare-advantage-rate-announcement/</guid>
      <description><![CDATA[CMS finalized a 2.48 percent average Medicare Advantage rate increase for 2027 on April 6, 2026. How the revenue math reaches your premiums and benefits.]]></description>
      <pubDate>Wed, 15 Apr 2026 04:00:00 GMT</pubDate>
      <dc:creator>Renata Silva</dc:creator>
      <category>Insurance News</category>
      <enclosure url="https://nyc3.digitaloceanspaces.com/vuga/articles/images/35fd6dc8905da5913d66b201/1200w.webp" type="image/jpeg" length="0" />
    </item>
    <item>
      <title>Aetna Finished Its ACA Marketplace Exit: What Members Should Check Now</title>
      <link>https://nationalhealthunderwriters.com/insurance-news/aetna-aca-marketplace-exit-2026/</link>
      <guid isPermaLink="true">https://nationalhealthunderwriters.com/insurance-news/aetna-aca-marketplace-exit-2026/</guid>
      <description><![CDATA[Aetna completed its ACA marketplace exit for 2026. Why insurers are leaving exchange counties, and the three checks every former member should make now.]]></description>
      <pubDate>Mon, 23 Mar 2026 04:00:00 GMT</pubDate>
      <dc:creator>Renata Silva</dc:creator>
      <category>Insurance News</category>
      <enclosure url="https://nyc3.digitaloceanspaces.com/vuga/articles/images/64db687fac1f65d98e3a1e44/1200w.webp" type="image/jpeg" length="0" />
    </item>
    <item>
      <title>CMS-0057-F Kicked In January 1: Prior Authorization Records Go Electronic</title>
      <link>https://nationalhealthunderwriters.com/insurance-news/cms-0057-prior-auth-rules-effective-2026/</link>
      <guid isPermaLink="true">https://nationalhealthunderwriters.com/insurance-news/cms-0057-prior-auth-rules-effective-2026/</guid>
      <description><![CDATA[CMS-0057-F took effect January 1, 2026: prior auth APIs, data exchange, and denial reasons you can read. What to ask your plan.]]></description>
      <pubDate>Sat, 28 Feb 2026 05:00:00 GMT</pubDate>
      <dc:creator>Renata Silva</dc:creator>
      <category>Insurance News</category>
      <enclosure url="https://nyc3.digitaloceanspaces.com/vuga/articles/images/ebe45a59f7308401da5ac4b1/1200w.webp" type="image/jpeg" length="0" />
    </item>
    <item>
      <title>UnitedHealth Closes 2025 With $19.0 Billion in Operating Earnings and a 2.7 Percent Margin</title>
      <link>https://nationalhealthunderwriters.com/insurance-news/unitedhealth-2025-results-2026-outlook/</link>
      <guid isPermaLink="true">https://nationalhealthunderwriters.com/insurance-news/unitedhealth-2025-results-2026-outlook/</guid>
      <description><![CDATA[UnitedHealth reported $19.0B in operating earnings and a 2.7% net margin on January 27, 2026. What the 2026 outlook means for premiums and MA benefits.]]></description>
      <pubDate>Fri, 06 Feb 2026 05:00:00 GMT</pubDate>
      <dc:creator>Renata Silva</dc:creator>
      <category>Insurance News</category>
      <enclosure url="https://nyc3.digitaloceanspaces.com/vuga/articles/images/5ff48e164f69eaae6b106b18/1200w.webp" type="image/jpeg" length="0" />
    </item>
    <item>
      <title>Enhanced Subsidies Expired: 2026 Marketplace Enrollment Dropped by 1.2 Million</title>
      <link>https://nationalhealthunderwriters.com/insurance-news/enhanced-subsidy-expiration-marketplace-2026/</link>
      <guid isPermaLink="true">https://nationalhealthunderwriters.com/insurance-news/enhanced-subsidy-expiration-marketplace-2026/</guid>
      <description><![CDATA[Enhanced ACA subsidies expired December 31, 2025. CMS counted 22.8 million marketplace plan selections, down about 1.2 million. Who was hit and what to…]]></description>
      <pubDate>Wed, 14 Jan 2026 05:00:00 GMT</pubDate>
      <dc:creator>Renata Silva</dc:creator>
      <category>Insurance News</category>
      <enclosure url="https://nyc3.digitaloceanspaces.com/vuga/articles/images/69b1715273f6afda7896d4fd/1200w.webp" type="image/jpeg" length="0" />
    </item>
  </channel>
</rss>