Deductible vs Out-of-Pocket Maximum: The Two Numbers That Decide Your Bill
One number is what you pay before insurance starts paying; the other is the ceiling on what you can ever pay in a plan year — and confusing them is expensive.
Insurance
Plans, coverage, underwriting logic, employer benefits, open enrollment — service journalism
ACA Metal Tiers Explained: What Bronze, Silver, Gold and Platinum Actually Measure
The metal names on marketplace plans describe one specific number — actuarial value — and knowing that number changes how you compare plans.